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Creating ACTIVE Retirement Years (919) 469-4081 39 Resources for Seniors Financial Seminars Your financial wellness is something that can always improve! These seminars are an investment in your future! Location: Classroom 302 FINANCIAL PLANNING TODAY! @HYCC Plan to live well during our retirement years. This course will review the traditional view of retirement and look ahead to the new view of retirement, with new opportunities and additional responsibilities. Create a retirement vision and then you will realistically look at expenses, income sources, roadblocks and risk management. Location: Herbert C. Young Community Center Instructor: Gray Pendleton Fees: $49(R) $64(N) per couple (2 classes) 124973 Sat Jun 1–8 9 a.m.-noon 124974 Tue Jun 4–11 6–9 p.m. SOCIAL SECURITY MAXIMIZATION Uncover how to maximize your Social Security benefits and increase your retirement income. Learn how Social Security benefits are calculated and when is the best time to apply for benefits. Coordinate benefits with your spouse and see how current employment will affect benefits in the future. Presented by Mark Courtemanche, National Social Security advisor with Pinnacle Retirement Solutions. 125495 Tue Jun 11 6:30–8 p.m. FINANCIAL LIFE PLANNING FOR RETIREMENT The concept of retirement is changing. This course will focus on how to define your ideal retirement for well-being and life satisfaction. Help clarify your values, priorities, and goals. We will also cover financial aspects of retirement, with a focus on retirement income, taxes, protection, and estate planning. Presented by Gray Pendleton, CFP & AIFA with Pendleton Financial. 125494 Thu Jun 20 6:30–8 p.m. PROTECT YOUR IRA Our presenter will address how to best protect your IRA in retirement and guide you through steps to avoid five common mistakes that retirees' make. Presented by Jackie Bedard, Law Offices of Carolina Family Estate Planning. 125330 Fri Jun 28 9:30–11 a.m. HOW TO LOWER YOUR RMDS If you don't need or want to take Required Minimum Distributions (RMD), and could benefit from a reduction in RMD related taxes during early retirement years, then come learn how a change in the IRS code could benefit you. Presented by Erick Barone, Financial Advisor, New York Life. 125331 Fri Jul 19 9:30–10:30 a.m. THE TRUTHS AND MYTHS ABOUT REVERSE MORTGAGES Learn about the New Reverse Mortgage with examples from real life scenarios. What is a Reverse Mortgage, also known as a Home Equity Conversion Mortgage or HECM? What are the qualifications for Reverse Mortgage? Why choose a Reverse Mortgage? What are the available option of a Reverse Mortgage? Presented by Micki Schutte, Loan Consultant, First National Bank. 125332 Fri Jul 26 9:30–10:30 a.m.