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Creating ACTIVE Retirement Years (919) 469-4081 55 Resources for Seniors Legal Essentials Seminars where you will have the opportunity to hear from lawyers, specialists and experts about practical and legal information to protect you and your loved ones. Location: Classroom 302 THE TRUTH ABOUT LIVING TRUSTS Have you gotten a postcard recently from an attorney telling you not be a "burden" on your children, to avoid "burdening" them, you must use a trust? Are you afraid of the "hassle" and "delay" of probate? Do you wonder if your neighbor having a trust means you should have one too? This presentation takes the mystery out of living trusts and explains when a trust is necessary and when it is not. Presented by Tom McCuiston of McCuiston Law. Fri Jan 17 9:30–10:30 a.m. 001467 11 THREATS TO YOU, YOUR FAMILY, & YOUR ASSETS Before you get a Will, Trust or Estate Plan, attend this seminar to discover: How to maximize the assets you leave to your children; Why you shouldn't put your child's name on your house or bank accounts; How to protect your loved ones from losing their inheritance to lawsuits, creditors or divorce; How to avoid having your life savings wiped out by long-term care costs. Presented by Carolina Family Estate Planning. Fri Mar 13 9:30–11 a.m. 001464 BASICS OF ESTATE PLANNING What is the difference between "estate planning" and having a will? Do you even need a will? Who will take care of you when you can no longer do so? Do you need a trust? This presentation explains some of the fundemental estate documents and what they accomplish. After attending this presentation, you will understand what a will, power of attorney, and trust can and cannot do. Presented by Tom McCuiston of McCuiston Law. Thu Mar 19 6–7 p.m. 001468 THE TRUTHS AND MYTHS ABOUT REVERSE MORTGAGES Learn about the New Reverse Mortgage with examples from real life scenarios. What is a Reverse Mortgage, also known as a Home Equity Conversion Mortgage or HECM? What are the qualifications for a Reverse Mortgage? Why choose a Reverse Mortgage? What are the available options of a Reverse Mortgage? Presented by Micki Schutte, Loan Specialist, Reverse Mortgage Funding,LLC. Thu Apr 2 9:30–10:30 a.m. 001462 c Cary Total Life Center Cary Total Life Center (TLC), housed within Bond Park adjacent to the Cary Senior Center, is a unique Adult Day Care Service operation. Cary TLC is one of six Adult Day Care Programs run by Resources for Seniors, Inc. throughout Wake County. Cary TLC offers needed care for ambulatory and semi ambulatory, dependent adults – especially those with memory loss and physical disabilities. Cary TLC includes social, recreational, and stimulating activities in a safe and supportive environment. Staff work to promote a sense of self-worth and dignity through gentle, sensitive care, and kindness. We offer assistance to avoid an early and/or inappropriate institutional placement of a loved one. We also provide education, motivation, and support for caregivers. Each TLC day feature a fun-filled schedule with meals, exercise, music, social experiences, discussions, arts & crafts, and much more! Quality care is the aim of all our services; we desire to help your loved one stay as happy, healthy, and alert as possible. Call (919) 460-9008 for more information or to arrange for a visit!