QUESTIONS?
For any questions
about the plan, claims,
lost ID cards, or other
information, contact
Delta Dental at
1-800-524-0149
WANT TO
SAVE MONEY?
Stay in-network
with a Delta Dental
PPO or Premier
provider to save.
GETTING THE MOST FROM YOUR DENTAL INSURANCE
To get the most from your dental coverage, we encourage you to use the Delta Dental Toolkit
to help you navigate your dental benefits. There is a difference in cost for the PPO Dentist,
Premier Dentist and Nonparticipating Dentist. Visit the PPO vs. Premier Comparison Chart for
a better understanding. The chart below provides an example of cost:
PAYMENT EXAMPLE
PPO DENTIST PREMIERE DENTIST NONPARTICIPATING DENTIST
Major
Services
(after
deductible)
Billed fee: $100 Billed fee: $100 Billed fee: $100
PPO Fee: $80 Max. Approved Fee: $95 Nonparticipating Dentist Fee: $90
Delta Dental pays 80% of
PPO Fee amount: $64
Delta Dental pays 80% of
Max. Approved Fee: $76
Delta Dental pays 70% of
Nonparticipating Dentist Fee: $63
You ONLY Pay: $16 You ONLY Pay: $19 You Pay: $37
You are responsible for the
difference between Delta Dental's
payment and the dentist's billed fee.
You will also want to review the following:
• Preventive care is covered at 100%: Preventive care, such as exams, cleanings,
x-rays, and periodontal services are FREE and do not count toward your $2,000
plan year benefit maximum.
• Consider visiting an in-network delta dental provider: There are many
benefits to using an in-network Delta Dental provider, especially since you can
save money. It may be more advantageous for you to visit a PPO provider instead
of a Premier. View this document to learn more.
• Receive a pre-treatment estimate: Delta Dental makes it easy for you to find out
whether your dental treatment is covered and how much it will cost before you
take a seat in your dentist's chair. Receive a cost estimate for services.
• Use Orthodontic Services: Orthodontic services, often referred to as "ortho," are
services, treatment, and procedures used to correct malposed or misaligned teeth.
Learn more about this service by reviewing the Overview of Orthodontic Services.
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Page 16 CARY Benefits Handbook
Dental Insurance
HELPFUL INFO
Benefit Videos
Delta Dental
Member Portal
Orthodontic Services
PPO vs. Premier
Comparison Chart
Provider Directory
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