GET STARTED
To register on the
Dental site, you will
need your member ID
#, which is (1) a zero,
(2) the last four digits
of your SSN and (3) the
two-digit month and
day of your birth
(Ex. Last four of social
are 6671 and Date of
Birth is Jan 20, 1976 –
number is 066710120)
DELTA DENTAL of NC
OVERVIEW OF THE DENTAL PLAN
Cary provides dental insurance through Delta Dental. The dental plan covers free exams
and cleaning with no limit per plan year. The plan also covers other diagnostic and
preventative services.
For all services (except surgical extractions, general anesthesia and orthodontia), the plan
will pay up to a maximum of $2,000 per person per benefit year on all services. The plan will
cover up to $4,000 per person per lifetime on orthodontic services.
COST OF THE DENTAL PLAN
The cost of the dental insurance depends on who the employee chooses to cover. Below are
the current rates per paycheck:
COVERAGE RATE PER PAYCHECK
Employee Only
$3.34
Employee + Spouse/Domestic Partner
$35.45
Employee + Child(ren)
$30.05
Employee + Family
$64.67
*If you elect to cover a domestic partner, any premium (or rate) for the domestic
partner and/or domestic partner child(ren) will be paid post-tax and reflected as such on
your paycheck.
CHOOSING A DENTIST
As a Delta Dental PPO or Premier member, you may see any dentist you like. However,
there are advantages to choosing a dentist who belongs to one of Delta Dental's two
dentist networks. Below is an example of basic benefits performed by PPO, Premier and
Out-of-Network Dentists.
PPO
DENTIST
PREMIER
DENTIST
OUT OF NETWORK
DENTIST
Balance Billed on Covered Services
No No Maybe
Network Discounts with Dentists in NC
Most significant
with more than
2100 dentists
Significant
with more than
3100 dentists
No
Discounts
Dentist File Claims for Member
Yes Yes May Need to File
Page 14 CARY Benefits Handbook
Dental Insurance
HELPFUL FORMS
Domestic Partner -
Enrollment
Domestic Partner -
Dissolution
L
Sample
member ID # 066710120
There's an
App for that!
Delta Dental: Search for Dentist, ID card, and
claim information
Delta Dental: Search for Dentist, ID card, and
claim information