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2024-2025 Health and Benefits Handbook

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Other Voluntary Insurance Benefits CRITICAL ILLNESS INSURANCE Critical Illness Insurance (includes cancer coverage) offered through UNUM can be invaluable when you encounter a critical illness and experience unexpected medical expenses. Employees choose to purchase $10,000 or $20,000 in coverage and can elect $5,000 or $10,000 on a spouse/domestic partner. The insurance will pay for a recurring condition so long as there is a 12-month lapse between occurrences of the same condition. BI-WEEKLY EMPLOYEE RATES FOR $10,000 IN COVERAGE BI-WEEKLY SPOUSE/DOMESTIC PARTNER RATES FOR $5,000 IN COVERAGE AGE EMPLOYEE & CHILDREN NON TOBACCO RATE EMPLOYEE & CHILDREN TOBACCO RATE AGE SPOUSE/DOMESTIC PARTNER NON-TOBACCO RATE S P O U S E / D O M E S T I C PARTNER TOBACCO RATE <25 $3.51 $4.38 <25 $2.49 $2.93 25-29 $3.78 $4.98 25-29 $2.63 $3.23 30-34 $4.89 $6.88 30-34 $3.18 $4.18 35-39 $5.09 $9.37 35-39 $3.78 $5.42 40-44 $8.12 $13.15 40-44 $4.80 $7.32 45-49 $10.62 $17.63 45-49 $6.05 $9.55 50-54 $13.66 $23.22 50-54 $7.57 $12.35 55-59 $17.49 $29.17 55-59 $9.48 $15.32 60-64 $21.97 $34.66 60-64 $11.72 $18.07 65-69 $24.74 $36.42 65-69 $13.11 $18.95 70+ $43.20 $57.88 70+ $22.34 $29.68 BI-WEEKLY EMPLOYEE RATES FOR $20,000 IN COVERAGE BI-WEEKLY SPOUSE/DOMESTIC PARTNER RATES FOR $10,000 IN COVERAGE AGE EMPLOYEE & CHILDREN NON TOBACCO RATE EMPLOYEE & CHILDREN TOBACCO RATE AGE SPOUSE/DOMESTIC PARTNER NON-TOBACCO RATE SPOUSE/DOMESTIC PARTNER TOBACCO RATE <25 $5.54 $7.29 <25 $3.51 $4.38 25-29 $6.09 $8.49 25-29 $3.78 $4.98 30-34 $8.31 $12.28 30-34 $4.89 $6.88 35-39 $10.71 $17.26 35-39 $6.09 $9.37 40-44 $14.77 $24.83 40-44 $8.12 $13.15 45-49 $19.75 $33.78 45-49 $10.62 $17.63 50-54 $25.85 $44.95 50-54 $13.66 $23.22 55-59 $33.51 $56.86 55-59 $17.49 $29.17 60-64 $42.46 $67.85 60-64 $21.97 $34.66 65-69 $48.00 $71.35 65-69 $24.74 $36.42 70+ $84.92 $114.28 70+ $43.20 $57.88 Page 32 CARY Benefits Handbook SAVE MONEY If you elect this benefit and complete a health screening (blood test, stress test, x-rays, mammograms, etc), you are eligible for a $50 or $100 wellness credit per plan year, per insured individual. Receive your credit by calling 1-800-635-5597. More information QUESTIONS? For questions about your UNUM benefits, call 1-800-635-5597. ?

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