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2024-2025 Health and Benefits Handbook

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HOW TO CHANGE BENEFITS You can make benefit changes (add, drop or modify) benefits during the annual Open Enrollment period or if you experience a qualifying life event. You must notify HR within 30 days of the qualifying life event. Some of the more common qualifying life events are: • Marriage or divorce • Birth, adoption or placement of a child • Change in your employment or the employment of your spouse/domestic partner/child • Change in your domestic partner eligibility • Change in dependent eligibility due to age For a change in a domestic partner eligibility, the Affidavit of Domestic Partnership: Enrollment Form or Affidavit of Domestic Partnership: Dissolution must be completed within thirty (30) days of the effective date of such change. There are other life events that may allow a mid-year change. Some benefits like life insurance require additional documents if not elected when first eligible. CONTINUING YOUR BENEFITS Benefits will continue until the end of the plan year (June 30). You should review your benefits to re-enroll each year during Open Enrollment. Benefits will also end on an your last day of employment. For those who separate employment, COBRA coverage will be offered in compliance with regulations. For those who retire, other benefits may be available. HOW TO PAY FOR BENEFITS Premiums, the amount you pay for benefits, are deducted from your paycheck. If you are on Leave Without Pay, benefit premiums must be repaid and a repayment plan must be established. MANAGING BENEFICIARIES You should review your designated beneficiaries annually for: • Basic Life Insurance provided by Cary, and, Voluntary Life Insurance (note: the beneficiaries for these are the same) • The NC Local Government Employee Retirement System pension and • Employee Supplemental Retirement Account through Empower or Voya. Overview of Benefits Eligibility and Process CARY Benefits Handbook Page 5 QUESTIONS ABOUT BENEFITS For questions, contact Human Resources at 919-469-4070 or totalemployeehealth@ carync.gov ? HELPFUL FORMS Domestic Partner - Enrollment Domestic Partner - Dissolution Employee Demographic/ Emergency Contact Form Life Insurance Beneficiary Form Waiver of Coverage Form L

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